Snowbird Travel Insurance

Planning a winter getaway to a warm destination? Allow us to assist you in obtaining a policy that covers emergency medical expenses, trip cancellations, lost baggage, and other potential issues during your journey.

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4.8 Stars
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Our Reviews

Excellent4.8 Based on 352 reviews from ★★★★★ Artmiz was very pleasant and efficient to deal with. She was prompt in her replies, and in answering any other questions we had. Her travel insurance pricing was the best that we found,Jean BamfordJean Bamford ★★★★★ Artmiz was totally great!! She is so pleasant, efficient and she gave us the best price and advice!! It was a pleasure to work with her.Ian BamfordIan Bamford ★★★★★ Very good. LovelyDonna KeenanDonna Keenan ★★★★★ Our agent Artmiz was very knowledgeable and answered all of our hypothetical travel scenarios with ease. The premium savings were significant because Allianz offers "top-up" products to those of us who have existing coverage, but need more.catherine onishicatherine onishi ★★★★★ Ummi is always helpful and professional. She has been helping our family for all travel insurance over the past years.MargieMargie ★★★★★ Ummi is courteous and professional. Good job!Rod SetoRod Seto ★★★★★ Artmiz was very pleasant and helpful in providing the coverage needed for my trip.John CliffordJohn Clifford ★★★★★ Nice Dealing And Nice Explanation…Harman BasraHarman Basra ★★★★☆ I want to let everyone know that when you buy your insurance from Alliance, buy it from Dornaz. I have had 2 separate policies through her and can't say enough about her thoroughness, knowledge of the product and her customer service. It was pleasure dealing with her.Nola DyckNola Dyck ★★★★★ Great customer serviceJennifer PhillipsJennifer Phillips ★★★★★ I had a very good experience with Dornaz. She was very helpful and got my policy together quickly. I will certainly recommend her to my friends.Steve StaplesSteve Staples ★★★★☆ Thank you Theresa and Adam for your help with our travel insurance plans, for your timely assistance and the savings you were able to find for us.Yogashiatsuyucatan DonypaolaYogashiatsuyucatan Donypaola ★★★★★ Artmiz Namazi provided excellent service. She was very professional and took the time to explain the insurance coverage and answer all my questions. She is a great asset to your company and I will not hesitate to recommend her to my friends and familyChris DingsdaleChris Dingsdale ★★★★★ Artmiz was very helpful, friendly and informative. She really knows her subject and was ready to help in any way.Carolyn CassellsCarolyn Cassells ★★★★★ Theresa Heuser is professional and competent in the insurance process. A pleasure!Ronald BironRonald Biron ★★★★★ What a pleasure dealing with Ummi, who took all the pain out of purchasing Travel Insurance for my wife and I, who are both 80 year old Seniors. Sensitive and yet enquiring, Ummi guided us through the minefield of questions with the competant ease of an expert. Ummi was responsive to any unintended omissions and made sure there were no loose ends that could disqualify any future claim. We go on Holiday knowing that we have been professionally prepared with cover for Medical emergencies, if they should arise.John DawkinsJohn Dawkins ★★★★★ great service by the phone and email.h mh m ★★★★★ We bought Emergency Medical policy for our coming trip from Ummi Hanny. She was such a good help and responsive to all our questions, either by phone or emails. Such an excellent service, above and beyond our expectations!! Thank you!Jacob SteinbergJacob Steinberg ★★★★★ We booked travel insurance with Ummi Hanny for a river cruise we are taking this summer. She was very professional, responded quickly and efficiently to emails, calls and questions. Would definitely recommend her and Alliance/Allianz.Kathy CastleKathy Castle ★★★★★ It was a pleasure to deal with Artmiz. Very polite and Patient. Nice to deal with someone who knows and enjoys their job.Tom BrailsfordTom Brailsford ★★★★★ I just finished getting a tailored insurance package with the help of Ummi. I really appreciated the attention to detail and how knowlegable she was on the various packages. Ummi was able to get us an annual package for me and my wife that focused on our need for Trip Cancellation/Inturruption and also a single trip comprehensive package for our 3 grandchildren that will be traveling with us on our next trip. It was a pleasent experience. Ummi detailed the options and made recommendation that ensured we had the coverage we needed at the best possible price. This was all done over the phone and email and we received the comple package immediately after the purchase in our email. Thanks UmmiJeff LangJeff Lang ★★★★★ We were helped by Ummi Hanny she is very professional and helpful.Thanks for your understanding,Heinz KriegerHeinz Krieger ★★★★★ Ummi was our Insurance agent helping with getting medical and cancelation policy -she was very professional and knowledgeable and was able to get us a very reasonable insurance rates.Milos RudolfMilos Rudolf ★★★★★ Eric provided policy information, confirmed my personal details to ensure the policy would be correct, processed my payment quickly.Tracy HastingsTracy Hastings ★★★★★ I dealt with Ummi Hanny, oh my she was wonderful! She even laughed at my jokes. What a great first experience.Lise BeaulneLise Beaulne ★★★★★ Ummi. was very helpful and pleasant. Billwilliam rockwilliam rock ★★★★★ Our purchase of Allianz Emergency Medical Insurance through Alliance Income Services Corp was a breeze. Ummi and Mariam was a pleasure to work with. They were both very patient, knowledgeable, and efficient in presenting the various options available to us. Mariam did a lot of leg work comparing several insurance companies just to find a plan that suit our needs. Ummi then completed the processing of the policy effortlessly and made the process seamless. I would highly recommend anyone who needs an insurance coverage to speak to especially this two ladies.Danny ChinDanny Chin ★★★★★ My agent Artmiz was very helpful and provided me with a quote quickly. When I was ready to accept the quote she responded quickly and sent me all the necessary documents just as efficiently. Happy with my interactions.Stephanie RumbleStephanie Rumble ★★★★★ Eric and Bob were both extremely helpful and attentive to my needs.Paul CodyPaul Cody ★★★★★ Teresa was great. Addressed all my concerns.Robert CarterRobert Carter ★★★★★ The service given by Ummi Hanny was excellent- very pleasant, courteous and professional.Simin MeshginnafasSimin Meshginnafas ★★★★★ I had a top notch experience with this insurance broker. Eric Clementi was the person that helped me from the day that I asked for a quote online. He was very thorough with explaining every minor details that might be misunderstood between the client and the provider. Eric is very professional with his tone of voice which makes a potential client feel at ease. Nonetheless, I’ve tried different insurance broker, their monthly fees are way above the average, Alliance income Services Corp has the most decent fee for a family of five… it’s a bang for the buck kind of thing. Truly recommend this company. 👍Mark EngelMark Engel ★★★★★ Eric Clemente and Ryan were excellent to deal with. Both were very helpful , to the point , and curious .Michael BoudreauMichael Boudreau ★★★★★ Excellent service by Eric Clementi and Ryanmargaret burnsmargaret burns ★★★★★ Eric and Adam were very helpful with my travel medical insurance. Now I realize if I have to use this coverage that I will be in great hands.Bonnie SmithBonnie Smith ★★★★★ Hello...Eric was very easy to work with ....very polite....and set up my insurrance policy very quickly....thank you again Eric....Marsha Risser.Marsha RisserMarsha Risser ★★★★★ I ordered insurance for my husband and myself. It was a very easy process and was helped greatly by Eric and Dylan. Both were very diligent with helping me through it all. Very easy and quick.Marilee Van BuskirkMarilee Van Buskirk ★★★★★ It was a pleasure speaking with Eric Clementi. He was polite, understanding and considerate.Mohinder BangaMohinder Banga ★★★★★ I was quite happy to get excellent & friendly customer services from Artmiz - very helpful & knowledgeable!Bruce YeeBruce Yee ★★★★★ Great service from knowledgeable and very helpful people. Thank you Eric Clementi and Ezarie!Beverley HowickBeverley Howick ★★★★★ Eric Clementi is the manYunus PatelYunus Patel ★★★★★ I had to sign up for my own health and dental insurance. The staff at this company were quick to get back to me and provide suggestions on insurance plans. The sign up process was very easy to do over the phone. I communicated with Eric Clementi who was very professional and efficient.Muhammad KoyaMuhammad Koyajs_loader
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Shopping for Snowbird Travel Insurance? We Can Help!

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Understanding Snowbird Travel Insurance

Snowbird travel insurance is vital for Canadians who take extended trips outside their home province or territory. Specifically designed for older travelers, often seniors, these policies accommodate winter stays lasting several months. Unlike standard travel insurance, which covers shorter trips, snowbird insurance can extend up to 212 days. It offers crucial protection for emergency medical expenses, especially when visiting warm destinations like the U.S., where healthcare costs can be exorbitant. So, if you’re planning to escape the cold and enjoy warmer climates, securing snowbird travel insurance ensures peace of mind and financial security in case of unexpected health issues while abroad.

Key Benefits

Snowbird travel insurance offers several key benefits for Canadians who spend extended periods of time away from home. Here are the key benefits:

Extended Coverage:

Snowbird travel insurance is designed for adventurous seniors who migrate south for the winter, often to places like Florida or Mexico. It provides coverage for up to a whopping 212 days, allowing snowbirds to enjoy their sun-soaked days without worry.

Health Protection Abroad:

Once you leave your home country, your regular health insurance becomes as useful as a snowball in the tropics. Canadian health insurance won’t cover you outside the country, especially in places like the U.S. with pricey healthcare. Snowbird travel insurance acts as a safety net, covering unexpected health issues during your extended stay.

Customizable Plans:

Snowbirds can choose from different insurance plans based on their preferences. Options include the Single-Trip Plan for short getaways, the Multi-Trip Plan for frequent travelers, and the Top-Up Plan for those who want to extend their stay. It’s like picking your favorite song, but for insurance.

Emergency Assistance:

Snowbird insurance provides 24/7 travel assistance. If you encounter an emergency, experts are available to help, whether it’s medical assistance or other travel-related issues.

Coverage for Pre-Existing Conditions:

Some insurers, like Medipac Travel Insurance, offer coverage for stable pre-existing conditions, regardless of age. This includes up to $5 million USD in coverage, COVID-19 coverage, accidental death insurance, and relocation benefits.

Tips for Saving Money on Snowbird Travel Insurance

At, our commitment is to assist you in maximizing your savings. The most efficient approach to save money involves comparing rates from different providers, although this can be time-consuming. Fortunately, we simplify this process by assessing quotes online. By doing so, we evaluate rates from major Canadian insurers, helping you save on Snowbird Travel Insurance. Here’s the additional money-saving tips for Canadian snowbirds seeking travel insurance:

Review Multiple Policies Annually

  • Comparing multiple policies each year can help you find better pricing for your age group or pre-existing conditions. Don’t automatically accept renewal offers—shop around for the best deal.

Calling vs. Online Applications

  • Calling an agent often provides preferred pricing and policy options not available online. It also allows you to confirm details that may be missed during online applications.

Be Careful of Auto-Renewals

Some policies auto-renew, leading to unexpected premium increases. Consider canceling auto-renewal to avoid surprises.

Leave Before Your Birthday

  • Travel insurance costs more as you age. Depart before your birthday to avoid higher premiums (check your insurance company’s rules).

Look for Discounts

  • Early Bird Offers: Some policies offer discounts if you purchase early in the year.
  • Loyalty Programs: Explore discounts from providers you’ve used before, but compare against other policies to ensure real benefits.

FAQ’s – Snowbird Travel Insurance

Find even more valuable answers to the most commonly asked questions about snowbird travel insurance here:

Typically, it covers medical expenses, emergency medical evacuation, trip cancellation or interruption, lost or delayed baggage, and travel assistance services. Coverage varies by provider and policy.

Coverage for pre-existing conditions varies by provider. Some policies include coverage for these conditions, while others may have exclusions or limitations. Review policy terms carefully for a peace of mind.

Contact your insurance provider’s assistance hotline immediately for guidance. They can help locate medical facilities, arrange for medical evacuation if needed, and assist with claim filing and reimbursement.

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4.8 Stars